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Second Stimulus Check FAQs

Will you get a second stimulus check from President Trump’s executive orders?

No. His executive orders (technically just one executive order; the other actions were through memoranda) covered an enhanced unemployment benefit, student loan relief, an eviction moratorium, and a payroll tax holiday. He did not authorize or otherwise direct the Treasury to send out a second stimulus payment.

Can the President authorize a second round of stimulus checks by executive order?

No. That requires an act of Congress. Our Founding Fathers structured our government to include checks (no pun intended) and balances so that no one branch of the government possessed too much power. These checks and balances include who controls the purse strings in Washington. Congress, and specifically the House of Representatives has the power to tax and spend public money.

If the President can’t issue an Economic Impact Payment, who can?

As noted above, it requires an act of Congress. There are several bills introduced in the House and Senate that call for another stimulus payment in varying amounts. Both the House and Senate would need to vote in favor of one of these bills, or perhaps a new stimulus bill. Then and only then could the President sign the bill into law. That’s what’s required for the government to issue a second stimulus check.

What stimulus check proposals are currently pending in Congress?

There are several bills offering a second stimulus check pending in the House and the Senate:

The Heroes Act (a bill passed by House Democrats in May)

$1,200 for single tax filers

$2,400 for joint tax filers

$1,200 for each dependent, regardless of age

Income limitations on eligibility

The HEALS Act (a bill introduced by Senate Republicans in July)

$1,200 for single tax filers

$2,400 for joint tax filers

$500 for each dependent, regardless of age

Income limitations on eligibility

Coronavirus Assistance for American Families Act (introduced by four Republican Senators in July)

$1,000 for single tax filers

$2,000 for joint tax filers

$1,000 for each dependent, regardless of age

Income limitations on eligibility

Isn’t there a stimulus check proposal that would pay $2,000?

Yes and no. Four Democratic Senators led by Senator Kamala Harris (D-CA) introduced in May the Monthly Economic Crisis Support Act. Unlike the other bills that propose a one-time payment, this bill calls for monthly payments beginning March 2020 and ending three months after the Covid-19 public health emergency has ended.

The bill calls for $2,000 monthly payments to single filers and $4,000 monthly payments to joint filers. It also provides $2,000 a month for up to three dependents. Given the enormous cost, among other issues, the bill has no chance of ever becoming law, in my opinion.

Stimulus check 2 has been agreed upon by GOP leaders in the Senate and is included in the HEALS Act. This means a second round of $1,200 direct payments may be coming soon — but who qualifies? And when will you get it? We have the latest stimulus check 2 status and updates below.

Sen. Majority Leader Mitch McConnell announced stimulus check 2 is included in the upcoming stimulus package, which will be called HEALS. The new aid plan comes at a pivotal time — with coronavirus cases still high in several states, there is concern that the economic impact of the pandemic is far from over. Enhanced federal unemployment benefits are expired as of the end of July, too. That’s where this new stimulus package could help.

Now the Senate is looking to enact its own stimulus plan. It has proposed a $1 trillion package that includes another round of $1,200 direct payments to individuals and families. However, it reduces monthly federal unemployment benefits from $600 per month to $200 per month.


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Will you qualify for stimulus check 2? If passed as is, those who received the first stimulus check could receive the second one, People who make less than $75,000 a year according to their most recent tax return qualify for the first round’s entire payment. Married couples, meanwhile, received a a larger payment if they have a joint total income of $150,000 or less.

Stimulus check 2 bill: What’s included in the HEALS Act

On Jully 27 Sen. Majority Leader Mitch McConnell announced the Senate’s GOP plan for the next stimulus package. It’s called HEALS, an acronym for Health, Economic Assistance, Liability Protection and Schools.

Here’s what HEALS includes:

$1,200 direct payments, same criteria as CARES Act

Continued federal unemployment benefits, but for less than $600

Paycheck Protection Program (PPP) sequel for business loans

More funding to help schools

More funding for COVID-19 testing, treatment and vaccine research

Stimulus check 2 eligibility: Who qualifies for a second payment?

If you were eligible for the first stimulus check, you should also be eligible for stimulus check 2.

People who earned $75,000 or less per year according to their most recent tax returns qualified for the entire $1,200 stimulus check. Married people, or joint filers, who earn under $150,000 per year were eligible for $2,400.

Those who earn more, up to $100,000 per year, received a prorated amount.

You can use this online calculator to see how much you could expect from a second round of stimulus checks.

Stimulus check 2 date: What’s the timeline?

The stimulus check 2 date could be coming as early as August. The goal is to approve the next stimulus package on or before August 7, according to Forbes, but that date could slip.

During a press conference highlighting the June jobs numbers, Steve Mnuchin said the administration wants to work with legislators to pass another bi-partisan coronavirus relief package by the end of July.

The Senate is in session now, so whether it agrees on a new package before its next break will determine how soon stimulus check 2 will come.

We’ll know about the Senate’s decision by August 8 most likely. Then it goes on recess until September 8, which would significantly delay talks around the bill if a resolution isn’t reached soon.

How soon could the next stimulus check get to you?

Wondering when you might receive a second stimulus check and how much of the proposed $1,200 you could get if you qualify?

The schedule for sending another round of direct payments is in question until the terms of the next economic relief package are agreed upon by Washington lawmakers.

Only after a bill becomes a law can the IRS coordinate sending another check. And that means playing the waiting game. The question is: for how long?

And that is the trillion-dollar question. First, the HEALS Act — or whatever the final legislation winds up being called — has to pass.

Senate Majority Leader Mitch McConnell set an initial deadline of Aug. 7 to reach an agreement before the Senate’s month-long break this month, though he can delay the recess if lawmakers need more time to debate.

As of Friday, an agreement on the package, which includes another round of stimulus checks, was still far off when Congress adjourned for the weekend.

 “We anticipate that we will have a bill, but we’re not there yet,” House Speaker Nancy Pelosi said on Friday.

When the next IRS stimulus checks could go out

The Senate’s last day in session before its August recess is Aug. 7, which means Congress has to agree on a final stimulus bill before then if it keeps to its planned schedule (which could change).

After that, senators return to their home states until the next session picks up again Sept. 8. However, we do know that McConnell has the power to push back the recess and keep senators in Washington longer if needed.

We don’t know how long it’ll take from the time the bill is signed into law to the time the IRS sends checks, but we can glean hints based on the first CARES Act’s journey through the final approval process.

What could delay the IRS sending the next stimulus payments?

If Congress and President Donald Trump can’t agree on the provisions in the new stimulus bill and miss the Aug. 7 deadline,

it would be another month before the next session starts and the Senate and the House can reconvene and propose, debate, and pass the bill unless the House and Senate delay the start of their August recess.

Both chambers of Congress and the president appear motivated to pass the bill before Aug. 7.

When will the eligibility requirements be finalized?

While Republicans and Democrats are now debating the details of the new stimulus package, they are far apart from reaching an agreement.

 To give negotiators more time to make a deal, Senate Majority Leader Mitch McConnell could push back the start of the upcoming Senate recess in August, which he has done before.

 After the sides reach an agreement, the stimulus bill won’t take effect until the president signs it into law.

How could the new stimulus check arrive quicker than last time?

We know that the HEALS Act will follow the stimulus check model of the CARES Act, with at least one significant difference in terms of who qualifies. Here’s how that could get you a check sooner:

HEALS Act guidelines stay mostly the same as those of the original CARES Act, which allows the IRS to follow its previous model.

The IRS already built its Get My Payment tool for the dual purposes of tracking your stimulus check payment and signing up for a direct deposit.

Implementing this tool — and working out glitches — for the first round of checks took time that the IRS is unlikely to need to process a second check.